assume -- go back to hurricane sandy. suppose -- team is sent out to rescue people and rescue goods that are being in threat of being swept away. and comes to a shop and the shop has some valuable things in it that are about ready to be swept away. if the fire and rescue people don't cart them out of there, they're all going to be lost. and fire and rescue people say, okay, we're going to cart them out. we're going to protect them but we're going to take 80% of them to the firehouse. everybody would know that was wrong. it's also illegal. -- >> yeah but in the store owners position they didn't do anything wrong and put themselves in the path of that storm which is exactly what aig did. there was wrongdoing on aig's part. >> remember, the shareholders are the ones that are being punished here. >> but the shareholders are the ones who are taking the risk. when you are a shareholder you understand that you may get the upside of any profit but you also take the downside of anything that happens. >> of course you do. and the q